uob personalized banking
uob personalized banking
Blog Article
UOB Lender delivers a range of own banking providers meant to satisfy the monetary requirements of people. Underneath is an extensive overview to assist you to have an understanding of The crucial element aspects and offerings.
Varieties of Accounts
Discounts Account: This account helps you to spend less though earning fascination.
Characteristics: Quick access, interest earnings, negligible expenses.
Positive aspects: Risk-free place for your resources, probable progress by means of interest.
Latest Account: Ideal for daily transactions and running bills.
Functions: Checkbook facility, overdraft security.
Positive aspects: Handy for normal payments and withdrawals.
Fastened Deposit Account: For all those aiming to generate bigger curiosity premiums more than a fixed time period.
Options: Mounted time period deposits, greater fascination fees when compared with savings accounts.
Positive aspects: Protected expense selection with predictable returns.
Financial loans
Personal Loans: Unsecured loans which can be employed for many functions like schooling or household renovation.
Types:
Installment Loans
Credit score Lines
Benefits: Flexible repayment terms, competitive interest charges.
Residence Loans: Tailor-made remedies for getting residence or refinancing current mortgages.
Sorts:
Mounted Fee Property Financial loan
Floating Fee Property Financial loan
Positive aspects: Unique options to go well with specific demands, eye-catching charges.
Credit Cards
UOB offers An array of bank cards catering to diverse lifestyles and spending behaviors:
Rewards Cards: Get paid factors on each and every buy that may be redeemed for presents or vacation miles.
Cashback Playing cards: Get money rebates on everyday paying out for example groceries and uob personal banking dining out.
Vacation Cards: Exclusive Positive aspects like air miles accumulation and vacation insurance plan coverage.
Financial investment Companies
For people enthusiastic about expanding their prosperity via investments:
Device Trusts * Diversified portfolio managed by experts. * Suited to lengthy-expression growth aims.
Structured Deposits * Brings together the functions of regular deposits with investment decision products and solutions. * Probably better returns but with some threat included.
Coverage Items
To safeguard you and your family in opposition to unexpected situations:
Lifestyle Insurance policies * Delivers financial security in case of Loss of life or essential health issues. * Can also serve as a financial savings Software depending on the policy selected.
Wellness Insurance policies * Addresses clinical charges together with hospitalization prices. * Important for mitigating superior Health care fees.
Electronic Banking Services
Ease at your fingertips by electronic platforms:
World-wide-web Banking
Lets you regulate your funds online:
Perspective account balances and transaction background
Transfer resources in between accounts or spend bills
Submit an application for new solutions (loans/bank cards)
Cellular Banking
Banking on-the-go via cell apps:
Quick harmony checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
Using these thorough offerings, UOB aims to offer personalized banking methods that cater exclusively to person prerequisites even though ensuring advantage and security in all transactions.